Security Alert – Card Cracking Scams Prey on Recent College Grads and Others

Criminals have created yet another trick to scam vulnerable individuals out of their money. This time, it is college students and other millennials that are the primary targets. It’s called “Card Cracking” or “Card Popping.” It can occur in a variety of scenarios. The most common case involves a fraudster reaching out to an individual with an enticing plea for help to cash a check in return for some quick cash.  The account holder is then convinced to give the scammer their debit card or reveal bank account credentials, enabling the scammer to deposit a fake check and make an immediate withdrawal. The account holder is then instructed to report the debit card stolen to the bank — making him or her a criminal accomplice and subject to prosecution.


  • Avoid email, text, social media, or phone solicitations promising easy money
  • Never share your bank or credit card account number or PIN (Citywide Banks will never ask for your personal info in an email or social media message)
  • Regularly monitor your bank account activity, and report any suspicious transactions to your bank immediately
  • Never file a false fraud claim with a bank
  • Report suspicious social media posts or other solitications to the Colorado Attorney General’s Office

As a reminder, Citywide Banks will never ask for personal information in an email or through social media. Any email or social media message claiming to be from Citywide Banks requesting personal information such as Social Security number, online IDs, or passwords, should not be trusted or opened. If you receive an email or other communication from Citywide Banks asking for personal information, please contact Customer Service at 303-365-3650 so that we may investigate.

For additional tips on protecting your personal information, visit the Citywide Banks Information Security website section at or the Colorado Attorney General’s Office website at

Comments are closed.