Mortgage Rate Alert

PERSONAL FINANCE – Mortgage rates edging slightly higher. To get more information about how Citywide Banks can help lower your current mortgage payments, please contact myself or a representative from Citywide Banks Residential Mortgage team at 303-365-4068 or CitywideBanks.com/mortgage. [...]

Mortgage Rate Alert: 2.861% APR

MORTGAGE RATE ALERT – Mortgage rates holding steady. To get more information about how Citywide Banks can help lower your current mortgage payments, please contact myself or a representative from Citywide Banks Residential Mortgage team at 303-365-4068 or CitywideBanks.com/mortgage. [...]

Mortgage Rate Alert: 2.861% APR

MORTGAGE RATE ALERT: 2.75% – Mortgage rates moved downward. To get more information about how Citywide Banks can help lower your current mortgage payments, please contact myself or a representative from Citywide Banks Residential Mortgage team at 303-365-4068 or CitywideBanks.com/mortgage. [...]

Mortgage Rate Alert: 3.111% APR

Mortgage rates are inching up. To get more information about how Citywide Banks can help lower your current mortgage payments, please contact myself or a representative from Citywide Banks Residential Mortgage team at 303-365-4068 or CitywideBanks.com/mortgage. [...]

Mortgage Rate Alert: 3.111% APR

PERSONAL FINANCE – Mortgage rates edged slightly higher this week. To get more information about how Citywide Banks can help lower your current mortgage payments, please contact myself or a representative from Citywide Banks Residential Mortgage team at 303-365-4068 or CitywideBanks.com/mortgage. [...]

Mortgage Rate Alert: 3.111% APR

WEEKLY ALERT: Mortgage rates continued to drop lower this week. To get more information about how Citywide Banks can help lower your current mortgage payments, please contact myself or a representative from Citywide Banks Residential Mortgage team at 303-365-4068 or www.citywidebanks.com/mortgage. [...]

Underwater Homeowners Get New Hope with Launch of FHA Streamline Refinance

PERSONAL FINANCE – Citywide Banks is now accepting applications for the expanded FHA streamline refinance which became available in June. The FHA Streamline Refinance is a special mortgage reserved only for homeowners with existing FHA mortgages. They are the fastest, simplest way for FHA-insured homeowners to refinance their respective mortgages. [...]

FDIC Consumer News – Spring 2012 Issue Offers Tips on Buying a Bank CD, Paying for Education, Financing a Car

PERSONAL FINANCE – Big purchases — and the financial decisions that come with them — can have major implications for consumers. The Spring 2012 issue of FDIC Consumer News features practical tips for buying a certificate of deposit (CD), paying for higher education, and financing the purchase of a car. This free issue is available for download at http://www.fdic.gov/consumers/consumer/news/cnspr12/?source=govdelivery. [...]

Government’s New HARP Program Enables More Homeowners to Refinance at Lower Interest Rates

PERSONAL FINANCE – You have probably heard the term “HARP”. It stands for Home Affordability Refinance Program. The program provides the opportunity for homeowners to refinance to a lower interest rate, even if they are “Underwater” on the value of their home. The program was launched last year, but the earlier version had too many restrictions for most homeowners. Beginning this month, the federal government is offering an updated version of the program dubbed as HARP 2.0. The new program is expected to enable a much larger number of homeowners to take advantage of the lowest mortgage rates in 50 years. [...]

Wealth Management: Is It Fair to Compare Current Market Conditions to 2008?

PERSONAL FINANCE – “Here we go again” seems to be the mantra of the majority of market onlookers as they compare the current market environment to that of 2008. But is this really the case? Are the same issues rearing their ugly heads again? As market volatility increases and the comparisons to 2008 continue, investors’ emotions are running high. Can you blame them? Consider what is at stake: their money, their retirement, their children’s education—essentially, their lives. [...]

Wealth Management: The Rating Game – Not All It’s Cracked Up to Be

WEALTH MANAGEMENT – Whether the investor is a 401(k) plan sponsor or an individual investor, once any investor selects the asset classes in which they intend to invest, all investors face the difficult issue of selecting managers in each asset class of their portfolios. A variety of methods have been used over time, but one method that seems to have captured the focus of many investors is that of the rating system. [...]

2011 Is Still Great Time to Buy or Refinance a Home

PERSONAL FINANCE – If you are thinking of buying – or even refinancing – a home, this year has the hallmarks of a great opportunity. A recent report found home prices at a 9 year low, meaning homes are a bargain today. Plus, the large inventory of “for sale” properties gives you plenty of choices. Finally, interest rates have fallen to historic lows, further enhancing your ability to afford a home. Even if you are a “move up” buyer who needs to sell an existing home, you can benefit from today’s low prices. While you may get less for the home you’re selling, you’ll also save a lot of money on the home you are buying. Proportionately, you will be saving more money. [...]